* Finance Options

Flexirent - Operating Lease

Click on the link below to link to their payment calculator. Enter the total amount of the expected purchase, EXCLUDING GST:

FlexiRent Operating Lease Calculator

An Operating lease is ideal for business customers who know the importance of having the latest technology. With a Flexirent Operating Lease you can put your cash to better use and keep up with technology.

Pure leasing arrangement. We sell the equipment to Flexirent, and they lease it to you for either 24-months or 36-months. Payments are fully tax deductible, and have GST included in each payment.  Equipment is returned to Flexirent at the end of the contract, and/or you can take an option to purchase at the end, or upgrade to new equipment.

Contracts are only available for business, companies, or people in business (self-employed).

FlexiRent - Lease to Own

Click on the link below to link to their payment calculator.  Enter the total amount of the expected purchase, INCLUDING GST:

FlexiRent Lease to Own Calculator

A "Lease-To-Own" agreement is suitable for assets that have a long usable life and retain their value.

More like a traditional hire-purchase agreement.  We still sell the equipment to Flexirent, and you make payments to them over either 36, 48, or 60 months. Equipment can be capitalised, and a claim can be made for the GST portion of the contract.  Equipment is owned at the end of the contract with a final payment.

Contracts are available to anybody who passes the credit criteria.  You do not need to be in business, but businesses can also choose to use FlexiOwn.

Q Card - Finance Card

Q Card Apply Now Link

Q Card is more like a traditional credit card, but with an automatic 3 months no payments, and 3 months interest free on all purchases within store.

The card is available for use at other stores also, including for vehicle repairs etc even.

*No payments and no interest for three months ("Payment Holiday") is available on most products at cstuff and applies to Q EFTPOS Plans. The Q Card Standard Interest Rate applies to any outstanding balance at the expiry of the Payment Holiday period. Despite the Payment Holiday period an annual Account Fee may apply. Credit criteria and Q Card terms and conditions apply.

Occasionally there will be "super-specials" (such as cost or under deals, or one off rare items) that cstuff cannot offer on Q Card, as we are charged a commission by Q Card, but in general most products we offer, and certainly those at standard price are available for purchase on Q Card.

Their blurb:

Flexible access to interest free finance for the first 3 months*

Your Q Card comes with a pre-approved credit limit. Use it like a credit card to buy everything from clothing to car tyres at hundreds of New Zealand’s most popular retailers.

You’re in control of your budget:

Whether you go for fixed terms or prefer to keep repayments to a minimum, you’re in control of your budget. Pay off more when you have spare cash, or pay back less when you’re faced with big bills.

Get the best retail offers

You’ll have instant access to a wide range of finance offers and special deals with participating retailers. For example, you could take advantage of 12 months interest free finance or six months payment holiday on a larger purchase.

No more tedious form filling

Instead of filling out a finance application for repeat purchases and waiting for approval, simply present your Q Card. Or you can use your Q card like an EFTPOS card and make an instant purchase.